Tanghal
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The price range of units at Tanghal Country Homes is designed to be low- cost housing for a wide range of homebuyers. The development provides an accessible entry point into homeownership in General Santos City. Additionally, Tanghal Country Homes low monthly amortization is financing options through Pag-IBIG financing which makes homeownership accessible and assistance to help prospective buyers navigate the process of purchasing their dream home. Visit our Facebook Page: Tanghal Country Homes, General Santos City.
Making Homeownership a Reality: Tanghal Country Homes Low Monthly Amortization through Pagibig Financing
Tanghal Country Homes, a socialized housing project in General Santos City, offers a unique opportunity for Filipinos to achieve their dream of owning a home. The development’s affordability is made possible through Pag-IBIG financing, a government-backed program designed to make homeownership accessible to low-Income earners to avail the low monthly amortization plan.
Pag-IBIG: A Lifeline for Affordable Housing
Pag-IBIG, officially known as the Home Development Mutual Fund (HDMF), is a government- owned and controlled corporation under the Department of Human Settlements and Urban Development of the Philippines. Its primary mandate is to provide affordable housing financing and promote a national savings program for Filipinos. Its mission is to make homeownership a reality for a wider range of individuals, particularly those with limited financial resources.
The Power of Pag-IBIG Financing for Socialized Housing
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For socialized housing projects like Tanghal Country Homes, Pag-IBIG offers a special subsidized rate of 3% per annum for home loans of up to P580,000.00. This significantly reduces the monthly amortization, making homeownership more affordable for minimum wage earners and those in the low- income sector.
Low Monthly Amortization: #1|Pag-IBIG Financing Works and Key Benefits Offers at Tanghal Country Homes
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Understanding the Process
- Pre-Qualification: Potential borrowers can check their loan eligibility online or at a Pag-IBIG
- Loan Application: Once pre- qualified, borrower can submit a formal loan application, including required documents.
- Loan Processing: Pag-IBIG reviews the application, conducts property assessments, and verifies income and credit history.
- Loan Approval: If approved, Pag-IBIG releases the loan funds directly to the seller or developer.
How it Works at Tanghal Country Homes
1. Eligibility: To be eligible for a Pag-IBIG housing loan at Tanghal Country Homes, you must meet the general Pag-IBIG eligibility requirements.
2. Loan Application: You can apply for a Pag-IBIG housing loan directly through Tanghal Country Homes, as the developer is likely accredited with Pag-IBIG. This streamlines the process, as the developer can assist with the application and required documents.
3. Loan Processing: Pag-IBIG will review your application, assess the property, and verify your income and credit history. If approved, they will release the loan funds directly to Tanghal Country Homes.
4. Low Monthly Amortization: Due to the subsidized interest rate of 3% for socialized housing, your monthly amortization will be significantly lower than a traditional bank loan. This affordability is a key selling point of Tanghal Country Homes.
Key Benefits of Pag-IBIG Financing at Tanghal Country Homes
Pag-IBIG financing offers several benefits that make homeownership more accessible:
- Affordability: The subsidized interest rate and low monthly amortization make homeownership accessible to a wider range of Filipinos.
- Government Support: Pag-IBIG is a government- backed program, providing a level of security and stability.
- Developer Assistance: Tanghal Country Homes, as a Pag-IBIG accredited developer, can assist with the loan application process, making it smoother for buyers.
Pag-IBIG financing plays a vital role in making Tanghal Country Homes a viable option for Filipinos seeking affordable housing. The subsidized interest rate and low monthly amortization make homeownership a reality for those who might otherwise struggle to afford it. By understanding the Pag-IBIG financing process and eligibility requirements, potential buyers can take advantage of this opportunity to secure their own home. See more details…